Fit-out and equipment
Kitchen equipment, refrigeration, furniture, point-of-sale and venue upgrades.
Finance commercial kitchens, fit-outs, refurbishments, vehicles and seasonal working capital while accounting for rent, labour, delivery platforms and trading volatility.
Initial discussion and assessment only. A formal lender enquiry occurs only with your consent.
Kitchen equipment, refrigeration, furniture, point-of-sale and venue upgrades.
Support stock, wages and seasonal peaks with a defined repayment plan.
Fund approved acquisition costs, goodwill and property components where eligible.
Hospitality lenders focus on sustainable weekly sales, gross margin, rent, labour cost, delivery commissions and recent account conduct. A busy venue can still have weak cash flow if margins are thin.
The application should distinguish temporary disruption from structural underperformance.
Use asset finance for productive equipment with a multi-year useful life. Use working capital for a measurable timing gap. Use invoice finance where eligible B2B receivables are the main source of delay. Acquisitions and property require a broader structure and more due diligence.
We organise the information, test lender fit and keep the process moving.
Tell us what the money is for, the amount required, timing, turnover and any existing facilities.
We check cash flow, bank conduct, security and documents before choosing a sensible lender option.
We present the purpose, numbers and risks clearly so the lender can assess the deal without avoidable gaps.
We explain the structure, total cost, conditions and trade-offs before you decide whether to proceed.
Options may exist, but lenders usually require stronger owner experience, equity, security or contracts because there is less trading evidence.
Often yes, subject to asset age, condition, valuation and the lender’s remaining-useful-life policy.
Not automatically. Lenders assess the amount, cause, compliance with the plan and whether the new debt improves or worsens the position.
Start with identification, business bank statements, financial statements, debt schedule and evidence of the purchase, contract or cash flow need.
Tell us what you are funding, the amount required and the timing. We will explain the realistic options before you choose whether to proceed.