Secured car loan
The vehicle is security for the loan. The lender assesses affordability and the vehicle’s eligibility.
Compare vehicle finance for new and used cars through a broker-led process. We explain repayment, balloon, security and total-cost trade-offs before a formal application.
Initial discussion and assessment only. A formal lender enquiry occurs only with your consent.
The vehicle is security for the loan. The lender assesses affordability and the vehicle’s eligibility.
Business-purpose vehicles may be financed under commercial asset products. Tax treatment should be confirmed with your accountant.
See business vehicle finance →Have a novated lease quote? Check the implied finance rate, residual and rental schedule, or calculate a rental from a known rate.
Check a novated lease quote →Estimate repayments using an assumed rate and term. The result is illustrative, not a quote.
Use the calculator →Compare the interest rate, comparison rate where applicable, establishment and monthly fees, loan term, balloon, early repayment conditions and total amount payable. A lower regular repayment can result from a longer term or larger balloon.
We organise the information, test lender fit and keep the process moving.
Tell us what the money is for, the amount required, timing, turnover and any existing facilities.
We check cash flow, bank conduct, security and documents before choosing a sensible lender option.
We present the purpose, numbers and risks clearly so the lender can assess the deal without avoidable gaps.
We explain the structure, total cost, conditions and trade-offs before you decide whether to proceed.
Yes, subject to lender rules on age, value, condition and seller type.
No credit check now. A lender can check later only if you choose to apply and say yes.
A balloon is a larger amount due at the end of the loan. It reduces regular repayments but increases the final repayment and total interest risk.
Some lenders allow private sales with additional identity, ownership and valuation checks.
Tell us what you are funding, the amount required and the timing. We will explain the realistic options before you choose whether to proceed.