Professional referral partners

Turn Client Finance Needs Into an Additional Revenue Stream

Your clients already ask about vehicles, equipment, working capital, acquisitions, property and personal finance. Introduce suitable opportunities to GPS Finance and keep your professional relationship while we handle the finance work.

Discuss your partner arrangement

Tell us about your practice. We will explain the referral process and commercial structure that may fit.

No obligation and no minimum referral volume. We will contact you to discuss the partner process and commercial arrangement. See our Privacy Policy.

  • Australia-wide finance capability
  • No minimum referral volume
Useful next step

Want the referral process in one email?

Get the partner summary covering client introductions, communication boundaries, referral remuneration and the finance types GPS can assess.

We will email the resource you requested. The contact box is optional. No lender application or credit check is made from this form. See our Privacy Policy.

Opportunities already in your client base

A finance conversation can start with one ordinary client question

A referral does not have to begin with a complex lending brief. It can start when a client mentions a purchase, cash-flow need or refinance.

Vehicles & equipment

A client is buying a car, ute, truck or equipment

Vehicle and asset finance can turn an everyday purchase conversation into a suitable referral opportunity.

Business & cash flow

A client needs working capital or acquisition funding

Growth, stock, payroll, ATO obligations, acquisitions and refinance can require different finance structures.

Property & larger transactions

A client is buying or refinancing commercial property

Larger secured transactions can create meaningful finance work without requiring the adviser to build an in-house lending desk.

Commercial opportunity

How is partner remuneration worked out?

GPS Finance does not publish one percentage for every referral because a $40,000 vehicle transaction and a $1 million commercial facility are not economically identical. The finance product, amount, lender economics, transaction complexity and partner relationship can all matter.

Partner remuneration is available on eligible settled referrals. We explain the commercial arrangement before you start referring so you know what applies and when payment is earned.

Protect the relationship

Your introduction is not permission to take over the client

We do not use a referral as permission to market unrelated products. The scope of the introduction, client consent and communication expectations are agreed at the outset.

With the client's authority, we can keep you informed at useful stages such as assessment, submission, approval, outstanding conditions and settlement.

  • You remain the client's accountant, adviser or professional contact
  • GPS handles the finance discussion and application work
  • Updates are provided within the client's consent
  • Unrelated marketing is not assumed from the introduction
Referral boundaries

You do not need to become the finance broker

For consumer credit, ASIC draws a line between a simple referral and regulated credit activity. A properly structured referral can be very different from recommending a particular loan or helping the client choose a specific regulated credit contract.

Accountants and other professionals can also have their own disclosure, ethics, privacy or licensee obligations. We document the finance-broker side of the arrangement and keep the referral role clear.

  • Written introduction and client consent where required
  • GPS defines the funding need with the client
  • GPS collects the finance documents and assesses lender fit
  • Partner remuneration and disclosure process documented where applicable
Suitable referrals

What finance opportunities can GPS assess?

Refer early rather than waiting for a transaction to become urgent. We can assess the finance pathway before the client signs an equipment order, purchase contract or business acquisition agreement.

  • Cars, utes, trucks, caravans and personal finance
  • Plant, machinery and equipment
  • Working capital, lines of credit and business loans
  • ATO debt and business refinance
  • Business acquisitions, partner buy-ins and succession
  • Commercial property and construction finance
How it works

Three steps from client conversation to finance outcome

Keep the introduction simple. GPS does the finance work.

1

Spot the finance need

A client mentions a vehicle, equipment purchase, working-capital need, acquisition, refinance or property transaction.

2

Make the introduction

With the client's permission where required, introduce GPS and provide the factual context you already know.

3

GPS handles the finance

We assess, package and manage the finance process, keep you informed with authority, and apply the agreed partner arrangement when an eligible referral settles.

Frequently asked questions

Questions business owners ask before applying

Yes. Partner remuneration is available on eligible settled referrals under an agreed arrangement. The commercial structure varies by product, transaction and partner relationship.

There is no single percentage for every transaction. Vehicle, personal, asset, business and commercial finance have different economics. We explain the arrangement that applies to your practice before referrals begin.

No. A partner can keep the role to an introduction. Consumer-credit referral exemptions have conditions and limits, so an unlicensed referrer should not assume they can recommend a particular regulated credit contract.

Yes, with the client's consent. We can provide concise updates at assessment, submission, approval, conditions and settlement stages.

No. We can assist with one suitable client or establish an ongoing relationship.

Keep researching
Accountants

Finance referral income for accountants

How referral remuneration and the accountant-broker relationship can work.

Read more →Compliance

Finance referral rules

Licensing, consent, disclosure, APES 110 and GST considerations.

Read more →Process

How referral partnerships work

What happens from introduction through to settlement.

Read more →
Talk through the options

See what a referral relationship could look like for your practice

Tell us what kind of clients you work with and the finance needs you regularly see. We will explain the client process, referral boundaries and commercial arrangement available.

Discuss a partner arrangementCall (02) 8313 3879
Get Finance Options