Accountant and adviser referrals

Commercial Finance Referral Partner for Accountants and Business Advisers

Give clients access to structured business finance support while keeping the relationship and communication clear. GPS Finance Group works with accountants, bookkeepers, brokers and professional advisers across Australia.

Request a finance assessment Call (02) 8313 3879

Initial discussion and assessment only. A formal lender enquiry occurs only with your consent.

  • Authorised Credit Representative
  • AFCA member 119860
  • Australia-wide lender access
  • No credit check now
Useful next step

Want the referral process in one email?

Get the referral-partner summary covering client introductions, communication boundaries and the types of commercial finance GPS can assess.

We will email the resource you requested. The contact box is optional. No lender application or credit check is made from this form. See our Privacy Policy.

Finance options

What may fit your situation

Accountants

Funding aligned to the financial story

We use management accounts, forecasts and tax information without asking the adviser to become the credit intermediary.

Bookkeepers

Early identification of cash flow needs

Working capital, ATO and debtor issues can be assessed before the client reaches a crisis point.

Business advisers

Finance that supports the wider plan

Acquisitions, equipment and growth funding are assessed alongside the commercial purpose and execution plan.

Referral process

How does a commercial finance referral work?

With the client’s permission, the referrer makes an introduction and provides relevant context. We then explain our role and disclosures directly to the client, collect the required information and assess lender fit.

We can coordinate with the client’s accountant or adviser on financial questions without transferring responsibility for credit advice to the referrer.

  • Written introduction and client consent
  • Initial call to define the funding need
  • Document checklist tailored to the transaction
  • Lender strategy and application management
  • Status updates with the client’s authority
Suitable referrals

When should an adviser refer a client?

Early is better than urgent. A finance strategy can be tested before the client signs an equipment order, property contract or business purchase agreement.

  • Bank decline or policy mismatch
  • Equipment, vehicle or property purchase
  • Working capital pressure from growth or slow debtors
  • ATO debt requiring a viable structured response
  • Business acquisition, partner buy-in or succession
  • Refinance of multiple expensive facilities
How it works

A clear path from enquiry to lender decision

We organise the information, test lender fit and keep the process moving.

1

Explain the funding need

Tell us what the money is for, the amount required, timing, turnover and any existing facilities.

2

Test lender fit

We check cash flow, bank conduct, security and documents before choosing a sensible lender option.

3

Package the application

We present the purpose, numbers and risks clearly so the lender can assess the deal without avoidable gaps.

4

Compare and decide

We explain the structure, total cost, conditions and trade-offs before you decide whether to proceed.

Frequently asked questions

Questions business owners ask before applying

No. The referral should be limited to an introduction unless the referrer is separately authorised. GPS Finance Group handles the credit discussion, disclosures and application activity.

Referral arrangements may be available and are documented in accordance with applicable obligations. The arrangement should be clear to all parties where disclosure is required.

Yes, with the client’s consent. We can provide concise updates at assessment, submission, approval, conditions and settlement stages.

No. We can assist with a single suitable client or establish an ongoing referral relationship.

Keep researching
Contact

Partner enquiry

Discuss a referral relationship directly.

Read more →Solutions

Business finance solutions

See the transactions we can assess.

Read more →Guide

Document pack guide

Help clients prepare earlier.

Read more →
Talk through the options

Add commercial finance capability without building it in-house

Speak with Krishna about the client types, communication process and referral boundaries that fit your practice.

Request a finance assessmentCall (02) 8313 3879
Get Finance Options