Lender Insights

The business loan process in Australia runs through five stages: assessment, credit decision, conditional approval, settlement, and drawdown. Most delays happen in the first two st…

Applying for a business loan in Australia involves five stages: assessing your funding need and repayment capacity, preparing your financial documents, selecting the right lender f…

Using a small business finance broker costs no more than going directly to a lender in almost every case. Brokers are paid by lenders through commission, equivalent to what the len…

Using a small business finance broker costs no more than going directly to a lender in almost every case. Brokers are paid by lenders through commission, equivalent to what the len…

Small business finance in Australia covers term loans, lines of credit, equipment finance, invoice finance, working capital facilities, commercial property lending, and business ac…

A merchant cash advance in Australia provides a lump sum of capital in exchange for a percentage of future daily sales until the advance plus a fixed fee is repaid. It is fast to a…

A merchant cash advance in Australia provides a lump sum of capital in exchange for a percentage of future daily sales until the advance plus a fixed fee is repaid. It is fast to a…

Getting a business loan for an online business in Australia is harder than getting one for a traditional bricks-and-mortar operation, but it is not impossible. The core challenge i…

Bank loans for startup businesses in Australia are difficult to access without at least 12 to 24 months of trading history, a director with strong personal credit, and in most case…

Getting a business loan for a new business in Australia requires more preparation than most founders expect. Lenders assess the director's personal credit history, personal asset p…