FINANCE THAT FITS.
START WITH YOUR NEED.

Explore your finance options. Start with a simple enquiry.

What type of finance are you looking for?

No lender credit check to enquire

A straightforward first step

HOW WE HELP YOU FIND FINANCE.

Your initial enquiry starts a conversation, not a lender credit application. We’ll take the relevant facts into account before discussing whether you want to proceed.

01

Tell us what you need

Choose a finance category, estimate your amount, and provide contact details so we can understand the enquiry.

02

Discuss your options

We’ll review the relevant purpose, circumstances and potential lender criteria, and explain what information could be needed.

03

Decide what happens next

You can choose whether to progress to a formal lender application, after the credit-check process and likely costs are explained.

Frequently asked questions

ANSWERS BEFORE YOU ENQUIRE.

Understand how the initial broker enquiry works, what information may be needed and how finance options differ.

Does making an enquiry affect my credit score?

Submitting an initial enquiry to GPS Finance Group is not a lender credit application. We can discuss possible pathways before a formal application. A lender may perform a credit enquiry if you later choose to proceed, and we will explain that step.

What finance types can GPS Finance Group help with?

The initial enquiry covers business loans, working capital, business lines of credit, unsecured business loans, invoice finance, commercial equipment and vehicle finance, commercial property finance, car loans, personal loans, novated lease finance and other funding needs. Availability and eligibility vary by lender and transaction.

Can I ask about a novated lease quote?

Yes. Select Novated Lease to enquire about the finance side of a quote, including the quoted rate, fees, residual and whether bring-your-own or self-managed finance may be possible. Your employer and salary-packaging arrangements affect what is available. GPS Finance does not provide personal tax advice.

Can I enquire about a car loan after a previous decline?

Yes. You can describe the transaction and we can consider whether a different lender pathway may be worth exploring. A previous decline does not guarantee a new lender will approve the application. Income, affordability, credit history and vehicle requirements all matter.

Can I enquire about a personal loan for debt consolidation or urgent expenses?

Yes. Choose Personal Loans, enter an estimated borrowing amount and provide your contact details. We can discuss purpose, affordability, repayments and potential lender criteria before you decide on a formal application.

Can business finance cover equipment, cash flow or ATO obligations?

Potentially. Business finance can support eligible working capital, equipment, stock, supplier expenses, refinancing and tax-debt funding. The right structure depends on cash flow, business financials, existing commitments, purpose and lender assessment.

What if I don't know which finance product I need?

Choose Not sure / other. Describe your need when we get in touch. We can then help identify a suitable product category rather than requiring you to pick a loan structure in advance.

How much can I enquire about?

Enter the amount you expect to need. The figure is a request for an initial assessment, not an approved limit or a binding quote. Maximum and minimum amounts depend on the finance product, lender and borrower circumstances.

What documents will I need?

An initial enquiry asks for basic contact information, the finance category and the amount. If you choose to proceed, the information needed may include proof of income, ID, bank statements, business financials or details of the asset or property being financed, depending on the lender.

How long does an assessment or settlement take?

Response times depend on your enquiry, the documents available, lender requirements and the type of finance. We will discuss realistic next steps; there is no guaranteed approval or settlement timeframe.

Is GPS Finance Group a lender?

No. GPS Finance Group operates as a finance brokerage and can help you explore options from suitable lenders. Any loan offer, rate, repayment structure and approval is determined by the relevant lender.

Can I contact GPS Finance before submitting the form?

Yes. You can contact GPS Finance Group by phone or through the contact page if you would prefer to discuss your situation before completing an online enquiry.

READY TO SEE YOUR OPTIONS?

Start with a few details and we’ll discuss potential next steps.

Start an enquiry →