Fund trucks, trailers, fleet replacement, depot equipment and operating cash flow. We help transport operators present utilisation, contracts and maintenance risk clearly.
Initial discussion and assessment only. A formal lender enquiry occurs only with your consent.
A transport operator had a replacement truck available but needed to settle before it was offered elsewhere. We matched the asset and contract income to a specialist lender, keeping the vehicle in the fleet.
Prime movers, rigid trucks, refrigerated vehicles, trailers and material-handling equipment.
Review multiple facilities, balloons and repayment timing across the fleet.
Bridge timing gaps between freight costs and customer payment.
A transport-finance application links the vehicle or equipment to the work that will repay it. Lenders may review fleet age, kilometres, maintenance, contract quality, customer concentration, fuel and toll exposure, driver model and recent bank conduct.
For a new truck or fleet expansion, explain whether the asset replaces existing capacity or supports additional contracted work.
A bank may suit a strong existing customer with standard assets and complete financial evidence. A specialist non-bank lender may assess different asset ages, business histories or documentation. That does not automatically make one route cheaper or easier.
Compare total cost, deposit or equity, balloon, early repayment rules, security and the lender’s appetite for the actual vehicle and transport segment.
Connect the vehicle, contracts and cash flow before choosing a lender.
Identify the truck, trailer or fleet requirement, purchase price, seller, deposit or trade-in and the work the asset will perform.
Check freight receipts, customer concentration, fuel, tolls, maintenance, existing fleet repayments and recent account conduct.
Match asset age, business history, documentation and required term to bank and specialist lender policies.
Review repayment, balloon, fees, security, conditions and flexibility before deciding whether to proceed.
It is finance used for transport assets or operating needs, including trucks, trailers, vans, fleet replacement and working-capital gaps linked to freight and logistics activity.
Potentially. Specialist lenders can have different asset and credit policies, but the business still needs a credible repayment source and the vehicle must meet lender rules.
Yes, but equipment debt and working-capital debt usually solve different problems. A truck may suit asset finance, while fuel, wages or timing gaps may suit a separate working-capital or revolving facility.
Options may exist, but lenders usually require stronger owner experience, equity, security, contracts or other evidence because there is less trading history.
Start with business bank statements, financial information, existing fleet and debt schedules, the vehicle quote, customer or contract evidence and a clear explanation of how the asset will be used.
Tell us the asset, price, business history and what work will repay it. We can compare likely bank and specialist-lender pathways before formal submission.