Caravan Finance vs Mortgage Top-Up Calculator
Compare secured caravan finance with adding the same purchase amount to a mortgage, including a matched-term mortgage comparison.
Your assumptions
Comparison
Enter your figures and calculate. Results are estimates, not a quote or credit decision.
How to use the result
The matched-term mortgage result is designed to expose the common “lower rate but much longer debt” problem.
Asset eligibility, private-sale mechanics and lender policy are outside this calculator.
Read the calculation methodology and assumptions.
If the numbers justify a closer look, send the transaction details for an initial broker review.
Compare caravan-funding optionsGeneral information only. Calculator results are estimates and do not account for every fee, tax outcome, contract feature or lender rule. Finance approval and pricing are subject to lender assessment.