Looking for a personal loan? Check what options may be available.
Tell us how much you need and what it is for. We’ll help you explore possible personal loan options from our lender panel.
- Options for a range of personal loan purposes
- One enquiry to explore possible lender pathways
- Initial broker enquiry only. No obligation to proceed
Prefer to talk? Call 0487 964 316
Why start with a broker review before a lender application?
A personal loan is not only about the advertised rate. The useful first step is checking amount, purpose, income, existing commitments and likely lender fit before choosing whether to make a formal application.
Start with the broad facts instead of applying to several lenders just to compare outcomes.
The loan size and what it is for can change lender choice, term and pricing.
Affordability is assessed using the real income and existing repayment position.
A lender credit check happens only if you decide to proceed with a formal lender application.
What happens before any lender application?
The point of the first enquiry is to avoid unnecessary applications. We look at the broad facts first, then discuss a lender only where there is a credible reason to proceed.
Amount, purpose, main income source and contact details.
We consider the credit issue, income and existing commitments against possible lender pathways.
A formal lender application and lender credit check only happen if you decide to go ahead.
Questions people ask before giving us their details
Will this initial enquiry affect my credit score?
No lender credit enquiry is created just by sending this initial GPS Finance enquiry.
How much can I borrow?
The realistic amount depends on income, commitments, credit profile, purpose and lender assessment.
What rate will I get?
Pricing depends on the selected lender and the full application.
What documents may I need?
ID and income evidence are commonly required once a specific lender pathway is being considered.
Are you a lender?
No. GPS Finance is a finance broker.
Important personal loan information
This is an initial option check, not a loan approval.
- Personal loans are subject to lender assessment, eligibility criteria, fees, charges and responsible lending checks.
- GPS Finance Group is a credit representative of AFAS Group Pty Ltd, Australian Credit Licence 414426. Credit Representative Number 000575797.
- We do not guarantee approval, same-day funding, a specific interest rate, or a specific lender outcome.
- No credit-score impact applies to the initial GPS Finance option check only. A credit enquiry may occur if you proceed with a formal lender application.
- Loan terms, repayments, fees, rates and total cost will depend on the lender, loan amount, term and your circumstances.
Regular work or business income is usually the strongest fit, but approval, pricing and timing depend on lender assessment and your full circumstances.