Business finance / GPS Finance guides
Bank-declined and specialist business finance
A bank decline does not determine every lender's decision. The next step is to identify the actual cause: serviceability, trading history, bank conduct, security, industry policy or the transaction structure.
Options after a bank declines business finance
Compare the purpose, repayment source, supporting documents and security requirements before deciding which lender or facility to approach. Eligibility and terms depend on the individual scenario; this page does not promise approval.
Relevant guides and calculators
- Bank-declined business loan options
- Specialist non-bank business lenders
- Business bank conduct guide
Discuss your business finance options
Tell us what you are trying to fund and we can assess which lender pathways may be suitable.