Quick answer: Not automatically. Some lenders can consider a recent job change, especially where there is strong continuity from a previous role. Others impose minimum tenure or probation rules. Check the target lender before a formal enquiry.
Questions borrowers commonly ask
- My husband started two weeks ago after ten years in his last job — automatic rejection?
- I have six weeks of payslips and permanent employment but six months probation — what now?
- I moved for a new job and need a car to commute but savings are low.
Short current tenure is not the whole story
Prior tenure, same occupation, gaps, salary and whether income credits have started all add context.
Car needed for work supports the purpose, not the policy
The lender still needs acceptable income evidence and affordability.
Deposit helps the structure, not a hard tenure rule
Reducing amount financed can help, but it does not waive lender policy.
General information only. Approval, pricing, fees, income treatment and vehicle eligibility depend on the lender, borrower circumstances and contract.
Frequently asked questions
Do I need three or six months in the job?
No universal rule applies.
Does old employment help?
It can.
Does deposit solve short tenure?
Not a hard policy requirement.
Should I wait for probation?
Only if it materially improves the outcome.
Can a broker check first?
Yes.
Sources and verification
Related GPS Finance resources
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