Most business owners lose sleep over funding. We find the lender who fixes that.
✓ No credit score impact · ✓ 30+ lenders compared · ✓ Reply within 1 business day
Most Australian businesses go to their bank first. When the bank says no, or the deal is not good enough, they stop. They should not. Beyond the big four banks, over 100 active business lenders are competing right now to fund good businesses. Many of them will look at your numbers very differently.
The machine sitting in a brochure that would let you take on twice the work. Business equipment finance and commercial equipment finance structured around your tax position. The lender who understands your industry, not the one closest to your branch.
View Equipment Finance →One vehicle or a full fleet. Business vehicle finance and company vehicle finance structured to reduce your tax bill and your monthly repayment at the same time. Most businesses settle for one. We aim for both.
View Vehicle Finance →Six months trading. A clear plan. That is enough for the right lender. Startup loans for small businesses exist beyond the big four. Many lenders actively want early-stage businesses. We know which ones are open right now.
View Startup Finance →Payroll lands every fortnight. Invoices take 60 days. That gap keeps business owners awake. Working capital loans and business cash flow finance built around how your business actually moves money.
View Working Capital →Cash tied up in unpaid invoices is cash your business cannot use. Unlock up to 85% of invoice value within 24 hours of issuance. No new debt. No fixed repayments. The facility grows as your business grows.
View Invoice Finance →A revolving business line of credit you draw when you need it and repay when cash arrives. No fixed monthly schedule. No penalty for early repayment. Built for businesses whose cash flow does not arrive in neat monthly increments.
View Line of Credit →
Krishna Neelamraju
Founder, GPS Finance Group · 20+ Years Institutional Credit · CRN 000575797
Shopping around costs you. Every lender you approach directly leaves an enquiry on your credit file. Enough enquiries and your score drops before you have found the right deal.
We compare over 30 lenders on your behalf without triggering a single credit enquiry. One conversation with Krishna. Thirty lenders assessed. Nothing on your file until you choose to proceed.
No surprises. No pressure. You decide if and when to move.
From 1 July 2026, super must be paid on every payday. Not quarterly. Businesses on a 90-day super cycle will face a structural cash gap overnight. The ones who plan now will be fine. The ones who do not will be looking for emergency finance in August. Use the free calculator. See your number before it becomes a crisis.
The quarterly buffer disappears. Super leaves your account within days of every pay run.
Krishna Neelamraju spent two decades at institutions including Rabobank and ICICI Bank sitting in credit committees, reviewing applications, and deciding which businesses got funded. He knows what gets a submission approved on first read. He knows what kills it before it gets there. That knowledge now works for your business.
Over 100 active business lenders beyond the big four are competing for good loans right now. Most business owners never find them. Krishna picked the best 30 lenders that have the appetite for your industry, your structure, and your deal size today. Not last quarter. Today.
GPS Finance Group is deliberately not a volume brokerage. Krishna personally reviews every submission before it goes to a lender. Your application starts at the top. It does not get passed to a junior for processing.
Every credit file has something a generalist analyst would flag. The question is whether it gets addressed in the submission or discovered mid-assessment. Krishna finds it first. Most declines are avoidable with the right preparation.
Two minutes. One business day to hear back. Krishna reviews every enquiry personally and returns with an honest view of your options, your approval likelihood, and which lenders make sense for your deal. No obligation to proceed.