Most lenders don't understand Medicare billing cycles, practitioner income structures, or how high-value diagnostic equipment depreciates. We do — and we structure submissions accordingly.
GP practices generate AAA-rated receivables — Commonwealth-backed. Most lenders don't model this correctly. We frame it properly so it reduces risk assessment, not inflates it.
MRI, CT, ultrasound, and surgical equipment represent major capital outlays. Finance terms need to match clinical ROI and equipment lifecycle, not standard commercial amortisation.
Buying an established practice means financing goodwill — patient lists, practitioner relationships, referral networks. We structure the credit narrative around retention risk and revenue quality.
Mixed billing, practice distributions, and locum income require careful serviceability framing. We understand how lenders should model this and position accordingly.
Imaging, surgical, diagnostic and treatment equipment. 1–7 year terms structured around clinical ROI and Medicare billing cycles.
Finance for purchasing an established medical or dental practice including goodwill, patient lists, and fit-out.
Clinic fit-outs, treatment room upgrades, sterilisation equipment, and reception area works.
Practice management software, teleconsultation infrastructure, and digital diagnostic tools.
Bridge Medicare and insurer payment cycles. Fund payroll, supplier obligations, and seasonal fluctuations.
We understand how lenders assess healthcare organisations — the revenue patterns, regulatory context, and credit narrative that makes the difference between approval and committee referral.
Confidential · No Credit Impact
