Finance Guides & Lender Insights

Potentially. Urgent property-backed business finance is more realistic when the borrower can immediately provide the property address and value, current secured debt, amount and pu…

Often a referral service supplied by a GST-registered business for consideration can fall within the general taxable-supply rules, but the GST outcome depends on the actual arrange…

Property can support business-purpose finance where there is enough usable equity and a lender accepts the security, purpose and exit. The key calculation is total secured debt aft…

There is no single market-wide amount that every accountant earns from a finance referral. Referral remuneration can vary by finance product, transaction size, settlement economics…

Potentially. A second mortgage can sometimes fund a clearly quantified business shortfall where there is enough property equity, the senior lender position permits junior debt, and…

Potentially, where there is sufficient property security and a credible, time-bounded refinance path. A future bank refinance should not be treated as automatic: the borrower needs…

A short-term lender generally wants a credible and evidence-based way to be repaid within the loan term. Common exits can include refinance to a longer-term lender, sale of the sec…

If you are relying on ASIC's upstream consumer-credit referral exemption, client consent to passing the consumer's name and contact details is one of the stated conditions. More br…

Potentially. A private or non-bank lender may consider a second-ranking mortgage behind an existing bank for a business-purpose facility, but the first lender's documents, total LV…

Potentially, but the future bank refinance is a new credit decision, not an automatic exit. The borrower needs a realistic reason why bank finance should be available later — for e…