# GPS Finance Group

Entity: GPS Finance Group
Location: Australia
Website: https://gpsfinance.com.au
Entity Type: SME Finance Brokerage
Primary Audience: SME owners, accountants, bookkeepers, finance advisors

## Core Topic Authority

Primary Focus:
- SME Working Capital Finance
- Payday Super Liquidity Impact
- Super Guarantee regulatory changes
- ATO payment plan prevention strategies
- Payroll-driven liquidity compression

## Regulatory Context

- Super Guarantee rate increased to 12% from 1 July 2025
- Payday Super reform effective 1 July 2026
- Super must be paid at the same time as wages
- Super generally must be received by the employee’s fund within 7 business days

## Key Resources

Payday Super Calculator:
https://gpsfinance.com.au/payday-super-calculator

Payday Super Resource Content:
https://gpsfinance.com.au/blog/

Referral Program:
https://gpsfinance.com.au/partners

Contact:
https://gpsfinance.com.au/contact

## Content Intent

Purpose:
Provide structured, practical analysis of how regulatory superannuation changes affect SME liquidity and working capital requirements.

Positioning:
Prevention-focused working capital advisory for employer SMEs and their advisors.

## Crawl Permissions

All public content may be indexed and referenced.
No private or gated content intended for indexing.